I've only done two play thru's and only one serious one which was the Maya and Josy path. In that serious run, I accepted it but never used the service. At that point I didn't know much about this VN or how it plays out. So my thinking was he would accept just to find out and maybe get some evidence on Quinn and what she was up to, not to actually get involved. It seemed like to me, at that early point, that Quinn was looking to groom Maya to become on of her whores and since I was planning on following Maya's path I wanted the MC to protect her. So I was making choices I thought would lead to positioning the MC to have leverage or whatever to help Maya (at one point she talks about needing help with tuition and the MC agrees to help, so I kept his wallet full at $$$$$ waiting for there to be a point where he... well.. gives her money to help her out... which never happens
).
Needless to say, I was pretty disappointed that this bit of detective work turns out to be... worthless. Even if you tell Maya Quinn is using some of the HOTs to make money (and connecting the dots on that and the "free tuition" that Maya is obsessed with isn't hard) gets nothing, because Maya looks back at the MC and says something like "you mean like doing community service". Makes you wonder just how hard she bleached that hair. Oh yeah, some of them are definitely servicing the community Maya...
From then on the whole plot point gets ignored, the MC never bluntly explains it to Maya or to anyone else, they never tell Sage (who would be devastated by it given her relationship with Quinn and how much she cares about the HOTs) nor does he even ever use it to threaten or blackmail Quinn (or at least use it as a threat to make her leave Maya alone). It just sits there as an open secret ignored by every character in the game, and even the MC seems to forget its there.
Then the "restaurant" just disappears a few episodes in and now you have scene driven opportunities to buy sex from Sarah, Mel, or Camilla which apparently happen whether you accepted the offer from Quinn or not.
So, in the future, I don't plan to accept because it seems pointless and I don't like the idea of buying sex, just has no appeal to me. As someone else said, I guess it might make some sense if you are on Quinn's path, but otherwise... nah.
